Affordable Care Act
The facts includes that everyone must have health insurance. The affordable care act requires all citizens and legal residents of the United States to have health insurance. Everyone who did not take up a health insurance cover is fined. However, there are exemptions for those having religious objections towards the practice and those undergoing a hardship that prevents them from purchasing a cover.
Also, the young adults have more options. The reforms of the ACA allow young adult to remain in their parents’ heath plan until they are of age 26 (Carlson, Lennox Lynch & Dreher, 2014). Many of these young adults will qualify for federal subsidies to reduce the cost of private health insurance. Finally, online health insurance market place is popular. The ACA requires every state to have a health insurance market place, offering health plans for each area. The health plans with be available online and one can compare plans on the web.
Applying the Perspectives
A functionalist would explain the affordable care act as an important tool in maintaining the well-being of the society (Carlson, et al., 2014). The functionalist would see the ACA to be playing a big role in ensuring members of the U.S society receive proper heath care and competent medical advice.
A conflict theorist would argue that by providing everyone with healthcare the government is promoting an inevitable struggle over scarce resources. The argument that, the ACA is only affordable for the rich who can comfortably purchase the best medical plans holds for the conflict theorist.
An internationalist would explain ACA to be ineffective in solving the social problem of need for proper heath care. They would emphasize that the reform focuses on the less important population than the more important one. They would argue that the elderly, children and the people living below the poverty line require health care than young adults do. Despite this fact young adults are offered more options by ACA.
In my opinion, Obama care is an unnecessary and ineffective reform. The fact that it is expensive rules out its main objective of providing health care at affordable prices. Health insurance has become much more expensive and unaffordable for most people especially those living below the poverty line (Mechanic & Olfson, 2016). I believe that charging a fine will only hurt low income earners more because the premiums are already too expensive for them.
Imagine the situation of the low income earners in the ACA reforms. Most of them cannot afford to pay the premiums because they are too costly. Their failure to purchase the insurance cover attracts fine thus increasing their financial burden (Mechanic & Olfson, 2016). The Affordable care act is only favorable for those that are high in the social class ladder, those unable to pay premiums are only burdened more by the act. Secondly, the ACA discriminates against religions that objects health insurance. Imagine being part of such a religion and not being able to obtain exemption from this law. The individuals are oppressed as they pay fines due to their religious beliefs. This shows how the ACA is weak and dysfunctional and therefore unnecessary as I had deduced.
The topic for my research would be “Peoples beliefs about ACA”. Its objective would be to determine the views of the people concerning the ACA, this is the first step. Secondly, I would find background information about ACA from the government’s website and search for articles about the ACA from the internet and library. The next step would be defining a population to conduct a research on through interviewing interviews in the interviews I would ask the interviewees what they thought of the ACA. Whether it was beneficial to them and whether they considered it helpful in improving the health sector. The last step is the analysis of the data to determine the impact the Affordable Care Act has on the lives of the Americans.
Carlson, D. L., Lennox Kail, B., Lynch, J. L., & Dreher, M. (2014). The Affordable Care Act, dependent health insurance coverage, and young adults’ health. Sociological Inquiry, 84(2), 191-209.
Mechanic, D., & Olfson, M. (2016). The relevance of the Affordable Care Act for improving mental health care. Annual review of clinical psychology, 12, 515-542.